With the downfall in the market, the probability of your value of the investment is also likely to see a downtrend. However, the fall of every stock will be different and so the money you might loss will depend on the impact of the market on your specific stock. The loss will be covered easily if you keep invested for a longer period as the market will bounce back and correct the prices of your stock. But, if you are a risk-averse investor then investment in accrual-based debt funds is ideal for you. It should be noted that debt funds too are subject to the risk of the markets and your investment value will be affected with change in the interest rate cycle and other factors.