This is an often-asked question. As the government has mandated riders to compulsorily buy liability-only insurance policy, many riders feel the cover they have is enough. However, this couldn’t be farther from the truth.

With a comprehensive insurance policy, you will not only get quality coverage for yourself and your vehicle, your insurance will also cover damage caused to the external or third-party.

Although relatively pricier than the liability-only insurance policy, a comprehensive insurance policy is beneficial in situations when you cannot prove your innocence in an accident. Furthermore, with a comprehensive two-wheeler insurance, you will not be stressed about ending up paying unnecessary extra costs while getting your vehicle fixed, because your insurance will cover it.

Additionally, if your two-wheeler gets damaged during a flood or gets damaged by some vagrant, you can easily get your repair costs reimbursed via your insurance policy.