Who pays the bills or the Total Amount Due of an add-on card?

I need a significant amount of cash, but I am unsure of whether to apply for a credit card loan or a personal loan. Can you help me decide?

How does an add-on credit card benefit the individual for whom the card is being taken?

Can you explain how credit limit of an add-on card works?

It is said that you must be choosy who you take an add-on card for. Why is it so?

Who should apply for an add-on credit card?

For which of my family members can I get an add-on credit card?

My dad has a credit card which has a credit limit of Rs 1,00,000. He has recently applied for an add-on credit card for me. So, will I also get to spend Rs 1,00,000 monthly?

The limit on cash withdrawal or purchase of goods and services through a card is set by whom?

What is the meaning of the RBI transferring reserves to the government and who pays for the Rs.176,000 crore that RBI is transferring to the government this year?

What’s the difference between a credit card’s total amount due and minimum amount due?