Which banks allow free transactions at their own ATMs?

Most banks charge their customers for the ATM transactions they conduct. This came in to effect in August 2014, when the Reserve Bank of India rolled out a policy that stated that banks can offer a certain number of transactions free of charge. Thus, banks were instructed to not charge customers for a certain number of transactions.

However, certain banks have allowed customers to conduct free transactions at their own ATMs or home bank ATMs. These banks are:

- IDBI Bank

- Citi Bank

- Bank of Baroda

- State Bank of India (only for salary accounts)

- Kotak Mahindra Bank

- Canara Bank

- Punjab National Bank

Please note, this list can change based on banks’ discretion. So, do crosscheck with the bank as to how many free transactions they allow and where.