The IPO of Ujjivan Small Finance Bank has been oversubscribed nearly 170 times at the price of Rs.37, which is the upper end of the band. You can surely look for a premium listing. Considering the heavy demand I expect demand to continue even after listing. Ideally, don’t jump in to buy since the HNI portion is heavily oversubscribed and that is largely IPO funding investors and they will be looking to get out early. Take your profits off the table if you get allotment on the listing date.

But the stock is solid in terms of performance and valuations and you can look to keep adding on to the stock on dips.