InvestorQ : What is the ideal ratio to invest in PPF, Term Insurance and Mutual Funds from a Tax perspective?
Tushar Jambhekar made post

What is the ideal ratio to invest in PPF, Term Insurance and Mutual Funds from a Tax perspective?

Answer
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1 year ago


Purvesh Sir, the problem to go 'All In" with PPF is that it offers interest of 8% and less flexibility to withdraw if the need arises.

I feel those who advise higher in Term Insurance and Mutual Funds are largely seeing their own commissions in perspective than my needs as Advisors.

We need to keep investments in more than one basket, but sadly no one subscribes to what is an ideal ratio.


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Purvesh answered.
1 year ago


PPF is the best investment option.