When you purchase a two-wheeler insurance, the tenure of your insurance will be, more often than not, a year. However, some insurance companies do offer long-term two-wheeler insurance plans that have tenure of 2-3 years.

This is useful because as a vehicle owner, you can just purchase your policy and forget about renewal for at least 2-3 years.

Thus, you would only have to think or work towards your policy renewal after your tenure or 2-3 years expires. No extra paperwork to be done every year. You can just at the end of the third year, ask the agent to renew your policy or even do it online.