Personal liability insurance is about financial protection - for you as well as for your family. The personal liability coverage provides coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.

If you have taken a personal liability coverage, then your policy will protect you under the following circumstances, up to your policy limits:

- Lawsuits you may face if an accident occurs

- Bodily injury to an individual

- Property damage that occurs as a result of your negligence