InvestorQ : What happens to credit score when a person takes an add-on card?
Samita Patil made post

What happens to credit score when a person takes an add-on card?

Answer
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Nishita Gala answered.
2 years ago


This is a very important question because people don’t take credit score too seriously when using an add-on card.

However, as the add-on card is connected to the primary card, the repayment behaviour of the add-on card reflects on the primary card’s credit score. This means if the bill of the add-on card is not paid timely or if only minimum due payments are being made, then the credit score of the primary cardholder is bound to deteriorate.