If the main policyholder or primary insured individual dies post hospitalization, then the health expenses that can be claimed would be reimbursed.

If the primary-insured individual is also the eldest member in the family, then for the succeeding years after the death of primary insured, the premium would be calculated on the basis of the age of next eldest member. For this to happen, the family should have filled up change of request form provided by the insurer.

Please note that in case there were only two members covered under the policy, then the family floater plan would be converted to an individual plan.