You must consider several factors while assessing the risk in the realty market. The risk may vary from location to location and city to city. The risk has significantly come down in the Indian realty market with implementation of RERA in several states. You have now option to appeal at RERA authority if the developer cheats you or do not fulfil the promise. Interest rate on home loan is also very attractive in the prevailing market and investment prospects are very good in the current market.Real Estate market has improved a lot after demonetization in India. People are ready with cash to invest in ready to move apartments. According to IBEF Report, The Indian real estate market is expected to touch US$ 180 billion by 2020. The housing sector alone contributes 5-6 per cent to the country’s Gross Domestic Product (GDP). In the period FY 2008 – 2020, the market size of this sector is expected to increase at a Compound Annual Growth Rate (CAGR) of 11.2 per cent. Retail, hospitality and commercial real estate are also growing significantly, providing the much-needed infrastructure for India growing needs. The private equity investments in real estate increased 26 per cent to a nine-year high of nearly Rs 40,000 crore (US$ 6.01 billion) in 2016.: Investors will face a liquidity risk as it is difficult to sell an apartment at a price higher than you purchased it for especially after it has been used. Keep in mind that the interest rate environment is low. Hence, home loans are better for new units and not old ones