InvestorQ : Is a health cover applicable to people with permanent exclusions?
Purvesh made post

Is a health cover applicable to people with permanent exclusions?

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Anushri Vasa answered.
1 month ago
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Earlier people with diseases like Alzheimer’s, cancer, chronic kidney disease, were denied any kind of health insurance. However, in the new rules formulated recently, IRDA has said that now people with these kinds of illnesses also have a right for getting health insurance for at least other illnesses.

So health insurance companies will now have to give them health insurance for at least the other diseases with their pre-existing illnesses as permanent exclusions. This clause is not applicable to lifestyle diseases like diabetes, hypertension, etc. because insurers can’t put permanent exclusions on these things as they have almost become part of our life these days.

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