InvestorQ : In how many days can I file a chargeback request if money was debited from my account on swiping my card but it never reached the merchant’s account?
Deepali Khupte made post

In how many days can I file a chargeback request if money was debited from my account on swiping my card but it never reached the merchant’s account?

Answer
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1 year ago
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A chargeback request is a dispute redressal mechanism that a cardholder can use to claim a refund in case of a fraud, dispute or even denial of service.

You can raise such a request within 45-120 days from the date of transaction. Please note, this duration varies from one bank to another and hence the range of 45-120 days.

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