InvestorQ : I was planning to buy a home insurance. Just wanted to know if FIR is necessary for home insurance claim?
Karim Sahu made post

I was planning to buy a home insurance. Just wanted to know if FIR is necessary for home insurance claim?

Answer
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Sadaf Khan answered.
2 years ago


Yes. First information report (FIR) is necessary in claiming home insurance when your house is damaged due to man-made threats such as vandalism, theft, burglary, terrorism, larceny, etc.

Do note, however, that you wouldn’t require this FIR if you were to claim settlement due to natural calamities such as floods, earthquakes, storms, lightning, etc.

FIR is one of the most important documents required when you want to raise a claim for settlement. No insurance company will accept your claim documents if you don’t lodge an FIR with the police.