Debris is loose natural material consisting especially of broken pieces of rock. This kind of scattered remains of a building or concrete is a common sight when any natural calamity strikes a city/region.

The thing about debris is that it occupies space and only after any site is cleared can one rebuild a house on it. This is called debris removal.

Here’s why this is relevant- insurance companies do reimburse the amount a policyholder spends on debris removal, albeit subject to deductions.

Insurance companies have a cap on the amount of reimbursement that a policyholder can receive for debris removal costs. While policies typically have debris removal as a standard provision, the policyholder is often able to purchase additional coverage. The policy provision may also extend to the removal of hazardous materials that may cover the property, but it could exclude pollutants.