I have taken a fixed rate loan for my home loan. It is the right choice, right?

Should I convert my home loan from base rate to MCLR rate?

What is MCLR rate? What does it mean for my home loan?

I’ve heard that the RBI might cut repo rate in its monetary policy. So, this means that my home loan EMI will decrease?

If the RBI cuts repo rate in its monetary policy, then will my home loan EMI amount decrease?

I haven’t taken any loan or credit card as I didn’t need to take any form of credit. So, getting a loan shouldn’t be an issue for me, right?

I have taken a home loan with a 20-year tenure. How can I repay it faster?

I missed an instalment of my home loan EMI. What can I do to salvage the situation?

How do I select the best tenure for my home loan?

Can I transfer my home loan? If yes, how?

I have heard of this term called LTV ratio with respect to home loans. What is it and how does it determine my home loan eligibility?