Yes, you can. But your chances of availing of a home loan are relatively sleek.

What you can do to improve the situation is get a co-applicant for your home loan application. A co-applicant can be a family member such as your spouse or parents.

When choosing between co-borrower, ensure you pick a co-borrower who has strong credit history to strengthen your chances of receiving a loan. Thus, pick between your family members carefully, after having seen everyone’s credit report. There’s no relation of love and preference when it comes to choosing a co-applicant for a home loan. The only rule is that you choose a family member with the strongest credit score.