InvestorQ : I do not get any grace period on my card, while my partner does and we have credit cards from the same bank. What can I do to get the grace period?
Rohan Bhadani made post

I do not get any grace period on my card, while my partner does and we have credit cards from the same bank. What can I do to get the grace period?

Answer
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2 years ago


If your partner is getting a grace period on her credit card, it means that she is very punctual with her repayments. The fact that you aren’t getting the grace period means that you can do better with respect to your repayment discipline.

Your bank will give you a break on your interest only if you make your payments on time and that too in full.