State Bank of India (SBI) has allowed customers to withdraw cash from ATMs without having a card.

The customers, however, will have to use the bank’s mobile application – YONO - to withdraw the money without a card. The bank has enabled the YONO Cash service to withdraw cash at over 16,500 SBI ATMs across the country. Additionally, the ATMs that will allow this service will be known as YONO Cash Point.

Process of withdrawing cash from SBI ATM without debit cards:

- A customer will have to initiate the process of cash withdrawal on the YONO app.

- He/she will then get a six-digit reference number for the transaction on the registered mobile number via SMS.

- The customer has to complete the cash withdrawal process in the next 30 minutes at the nearest YONO Cash Point. For this the customer will require both PIN as well as reference number received on the app.