I am a government employee. Can you tell me how my gratuity will be taxed after I leave office?

I have been working in the private sector for the past 10 years. I am planning to resign. I expect my gratuity amount to be taxed, but can you tell me by how much it could be taxed?

I am actually short on futures so can you tell me how I can hedge my risk and whether it is possible at all?

Can you tell me how to frame my stock selection strategy at a time when the markets are extremely volatile as is the case now?

How do I actually go about diversifying the risk in my portfolio? Can you please tell me an example?

What do you suggest I do with my holdings in L&T Finance and Ambuja Cements after the September quarter results? Should I hold or exit?

I am a single working woman. Can you please tell me more about the SBI “Her Ghar” home loan?

I am planning to take a home by myself. Are there advantages of taking a loan with your spouse or any other family member?

I recently heard my parents discuss a pension plan. Can you please tell me what it is?

I have been reading up on pension plans. Can you tell me how they are taxed?

Can you tell me if short term trading in equities tends to be a Zero sum game?