This is a very good question and in fact it’s a question most freshers and youngsters face at some point. It seems like both the cards are similar- this is because both the cards are used when paying for something like a product or a service.

However, a credit card differs from a debit in the sense that in a debit card, your money gets debited, or deducted, from your savings account. However, a credit card is more like a short-term loan you take from the bank for allowing you to purchase a product. Depending on when you pay the bank, you may or may not have to pay interest over this short-term loan.