Try to apply loan from organized sector and not from unorganized sector. Organized sector include banks and Non-Banking Financial Companies (NBFCs) that come under the purview of RBI. They are operate in a regulated market as per norms and regulation so they repayment is easy. On other hand, unorganised sector include money-lenders, loan from relatives, Sahukar, etc. that charges exorbitant interest rate and try to exploit in some or other way.

You can visit any Bank or NBFC like India Infoline (IIFL), Ujjivan, Neogrowth, etc. to apply commercial loan. Other than easy interest rate, an additional plus point of organized sector is that they analyse your business proposal to understand the feasibility your project as their own business. So this also help you to understand whether your expansion will actually work in real life. Sometime it happens that as a human being take decision on gut feeling and intention and plan for expansion thereby ignoring discounting future cash-flow, market threats, competitor, etc. When bank evaluates your proposal, then these picture become clear and give you a real picture.