InvestorQ : How expensive is mental health treatment in India? Can we get health insurance for the same?
Ayushi Kampani made post

How expensive is mental health treatment in India? Can we get health insurance for the same?

Answer
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Radhika Arya answered.
3 months ago


Well, after the sad demise of Indian actor Sushant Singh Rajput, we are receiving a lot of conversations on depression and mental health. While it is said that the ones who are depressed don’t reach out for help it does not hold true for many situations. The cost of mental health treatment in India is expensive than you can think.

According to verified patients and people who took counseling it is being said that cost for one session of therapy could vary between 19k-20k and the cost of one-hour session costs at least Rs. 800, which is quite high. So, technically, it is not possible for everyone to reach out for medical help in case of depression and other mental health issues in India. It’s probably because it is unaffordable.

Depression/mental health treatment in India is not easily available and could be one of the reasons it is so expensive. However, if people see mental sickness as any other sickness, why can’t it be cured like one?

Most of the health insurers do not cover mental sickness treatment under the insurance policy. However, that is illegal and while applying for the claim if the insurer rejects the claim, the claimant has the right to file a formal complaint against the insurance company. Though it is mandated, still there no such covers available in the market.

There are several special covers for diseases like cancer, diabetes, cardiovascular disorders, etc. which are easily available but ironically, there are no such covers available for mental health.