The pressure is showing on private banks and DCB Bank reported a 28% fall in net profits at Rs.69 crore for the Mar-20 quarter. This was largely on account of the pandemic. Total income during the Mar-20 quarter was up by 8.5% to Rs.434 crore. For the full fiscal year 2019-20, DCB Bank’s net profits were moderately up by 4% at Rs.338 crore. In the fourth quarter, the PBT was impacted by Rs.63 crore Covid-19 provisions. There was also some visible impact on asset quality with gross NPAs scaling up from 1.84% to 2.46% on a YOY basis. Net NPAs were also sharply higher from 0.65% to 1.16%. The primary priority for the bank at this point would be survive the crisis and protecting asset quality.