The easiest way of getting your credit report is by creating an account with any of the credit information companies such as:
- Equifax
- TransUnion CIBIL
- Experian
- Highmark
All of these companies have websites, so you can register with them online. Ensure you provide all the accurate information when opening an account, because it will give you your credit information only and only if your details match.
Once you’ve created the account, scroll on the website to see where you can get your free credit report. Alternatively, you can contact the company via its email/ phone numbers and ask for a free credit report.
Do note, however, that a free credit report will not have all the details that a detailed credit report will. This is because most of these companies have a subscription model wherein they pay individuals for their credit score details.