Do all credit card holders get the EMI conversion facility?

How does EMI conversion work on credit card purchase?

Do all credit cards get access to airport lounges?

What is the EMI conversion facility of a credit card?

What’s the benefit of a credit card’s EMI conversion facility?

Does every credit card holder get a grace period on his/her bill payment?

I do not get any grace period on my card, while my partner does and we have credit cards from the same bank. What can I do to get the grace period?

Do all banks offer the credit-cum-debit cards?

Can you get a credit card from a bank where you don’t have an account?

On which transactions do I not get to earn reward points on my credit card?

How do I automatically get SMS from depository or should I apply for it? I want to be intimated when there debits / credits to my demat account.