InvestorQ : Can health insurers reject a policy claim after 8 years of premium payment?
Purvesh made post

Can health insurers reject a policy claim after 8 years of premium payment?

Answer
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Anushri Vasa answered.
1 week ago


According to the new rules, health insurance companies will have to settle all the claims once a policy has been active for continuous 8 yrs. In case you increase your sum assured in the same policy, another 8 yrs. of moratorium period will be applicable to the increased limit. Apart from this, the permanent exclusions will always be excluded.

Only in case of a Proven fraud, the rejection can happen after 8 yrs. However, in case of a genuine claim, the policyholder doesn’t need to worry.